• Rendering coverage opinions
• Drafting of reservation of rights and disclaimer letters
• Litigating coverage disputes including preparation of pleadings, discovery phase, motion practice, trial and appeals
• Monitoring of claims
• Responding to Insurance Department complaints
• Evaluating the merit of claims and the potential exposure of the insurer
• Coordinating global settlement for resolution of coverage disputes

Our attorneys have been successful in avoiding litigation through effective disclaimer of coverage. Where necessary, we will commence action to enforce the intent of policy language and to ensure that the insured adheres to the insurance agreement. We have experience with issues such as:

• Interpretation of policy exclusions and policy language
• Interpretation of policy classifications
• Late notice
• Multiple occurrence
• Lack of cooperation
• Bad faith
• Agent/broker liability
• Insurance fraud

Our staff offers demonstrated successes in insurance coverage such as:

• Coverage Opinions: Our coverage counsel have issued coverage opinions, drafted reservation of rights and disclaimer letters. We evaluate the merits of claims and evaluate the potential exposure to the carrier in disputes regarding products liability, construction accidents, premises liability, medical malpractice, workers compensation and employment disputes.
• Coverage Litigation: Upon rendering of the coverage opinion, our attorneys are prepared to commence declaratory actions to enforce the insurance contract. In pursuing such litigation, we actively seek an expeditious resolution wherever possible. We will encourage in global settlement conferencing and dispositive motion practice.
• Trial Counsel: As trial counsel, our litigators have successfully defended insurance company interests upon disclaimer.
• Monitoring Counsel: Our coverage counsel have coordinated litigation and settlement strategy in complex litigation. Our attorneys have monitored actions from discovery through trial both as designated defense counsel for excess carriers and co-insurers, and as the insurer’s direct representative.
• Insurance Fraud: Our attorneys have been involved in insurance fraud litigation involving intervention in state and federal courts, including bankruptcy court.
• Counsel for institution seeking coverage: Our attorneys have also represented institutions seeking enforcement of insurance agreements after disclaimer.